As of January 1, 2009, most Massachusetts residents will be required to be enrolled in health insurance plans that provide "minimum creditable coverage" in order to meet the requirements of the individual mandate. The new standard requires that plans offer prescription drug coverage and sets maximum annual amounts policyholders can pay out of pocket, among other features.
It’s important that consumers and employers know in advance which plans will qualify as minimum creditable coverage so they have time to improve their coverage before January 1, 2009.
Community Partners has created a simple one-page flyer about minimum creditable coverage (PDF) that will help people determine whether they need to make a change in plan. You may also refer to relevant sections of the state regulations (PDF) governing minimum creditable coverage.
Minimum Creditable Coverage
I'm an outreach and enrollment worker. I've been following Health Care Reform pretty closely for nearly three years now. I've read through the regulations and most of what has been put out in press releases and contacts with business owners on MCC and I'm left with a number of questions. January is fast approaching and we've heard almost nothing about projections of how many people might be affected and received no training on how to counsel people about the changes. Fortunately, most are likely to be unaffected by the MCC standards, but what about the others?
Outreach workers need information, question and answer sessions with policy people and a preview of how this new mandate will be implemented. We need all this before December, before November even. Too often we've been left to figure out the rollouts out on our own. It makes us look bad when we have to tell our clients that "it's just too new" or "we haven't been trained on that yet, call back in a couple months". In my opinion it has begun to put a strain on the trust we've worked very hard to build with the stakeholders in our communities, who rely upon to deciper the complexities of health care access and now the reforms.
Thank you Brian
Brian,
Thank you for letting us know your concerns. You make an excellent point, and I'll see what I can do to help address these training needs.
Meg Kroeplin
Community Partners
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